LOUISIANA + GEORGIA HOMEBUYERS

Your Dream of Homeownership May Be Closer Than You Think.

POTENTIAL ASSISTANCE UP TO 5% FOR ELIGIBLE BUYERS

You may not need as much money saved—or as high a credit score—as you think. Explore home financing and assistance programs available to eligible buyers in Louisiana and Georgia.

Captions are included. For educational purposes only; this is not a loan approval or financing offer.

See If You Qualify

FINANCING OPPORTUNITIES

Start with what may be possible.

Potential Assistance Up to 5%

Eligible buyers may qualify for assistance toward their down payment or closing costs through participating programs.

Credit Scores Starting as Low as 580

Certain FHA financing options may be available to eligible borrowers with credit scores starting at 580. Individual lender and assistance-program requirements may be higher.

Low- and No-Down-Payment Options

Explore FHA, VA, USDA Rural Development, and conventional financing options, subject to eligibility and property requirements.

First-Time and Repeat Buyers

Some assistance programs are designed for first-time buyers, while others may also accommodate qualifying repeat buyers.

PROGRAMS VARY BY WHERE YOU BUY

Louisiana or Georgia?

Choose your buying state to explore general assistance considerations. A participating lender confirms current availability and eligibility.

Explore Louisiana homebuying options

Eligible buyers may have access to down payment or closing-cost assistance through participating lenders and housing-finance programs. Options depend on your income, credit profile, property, loan type, and the parish where you plan to buy.

Assistance may be structured as a grant, deferred loan, or second mortgage.
A participating lender can confirm current options and any parish-specific availability.

Explore My Options →

Programs, terms, and availability can change. We'll help you take the next step with a participating lender—without assuming a particular program is available.

CREDIT SCORE GUIDANCE

You May Be Closer to Qualifying Than You Think.

Some home loan options may be available with credit scores starting at 580. Down payment assistance programs generally require a 620 score or higher, depending on the program and lender.

SIMPLE ASSISTANCE ILLUSTRATION

How assistance could help upfront.

Example only: if an eligible program offered 5% assistance on a hypothetical $200,000 transaction, that could equal $10,000 toward permitted upfront costs.

Potential Down Payment & Closing Cost Assistance is not guaranteed. The calculation base, allowable uses, and assistance terms vary by program and are subject to lender approval.

HYPOTHETICAL TRANSACTION AMOUNT: $200,000
POTENTIAL DOWN PAYMENT & CLOSING COST ASSISTANCE: $10,000

START HERE

Let's explore your homebuying options.

A quick conversation can help you understand next steps and connect you with a participating lender for full qualification.

Program availability and eligibility vary. Lender approval, mortgage insurance, income, credit, property, purchase-price, and program restrictions apply. Brittny McKay Real Estate is not a lender and does not guarantee financing or assistance. Equal Housing Opportunity.