Position the property
I evaluate the home, its condition, competition, likely buyer and available timeline to develop a pricing and launch strategy the market can support.
Confidential Foreclosure Home-Sale Review
Foreclosure may be moving. Your home sale needs to move too.
If you are behind on your mortgage or have received a foreclosure notice, selling may still be possible—but simply putting the home online is not a strategy. I work to create buyer attention, secure a qualified offer and coordinate the additional lender process when approval is required.
Award-WinningReal Estate Broker
400+Homes sold
13+Years of experience
Multi-MillionDollar Producer
Diverse Seller ExperienceHomeowners, investors, business owners, banks and credit unions
Waiting does not create a plan
The cost of losing time can be bigger than another mortgage payment.
Fewer days to market the homeLess time to attract a qualified buyerLess room to solve title or condition issuesLess time for lender review
The earlier we evaluate the property, debt and known deadlines, the more clearly we can determine whether a traditional sale or short sale may be worth pursuing.
Start My Confidential ReviewA real listing strategy—not a distressed-sale shortcut
The deadline may be urgent. The marketing still has to be intentional.
A homeowner facing foreclosure does not need a sign in the yard and hope. The property needs the right price, a clear story, strong presentation and enough qualified-buyer exposure to create a real opportunity for an acceptable offer.
Present it professionally
Professional photography, strategic image order, property storytelling, video, aerial imagery, virtual staging and Matterport may be used when appropriate.
Go beyond the MLS
The campaign can include enhanced search placement, Facebook and Instagram promotion, digital advertising, retargeting and exposure across participating websites.
Reach buyers and agents
I promote directly to consumers and the real estate community, manage showing activity and keep qualified interest moving toward an offer.
Monitor the response
Views, favorites, traffic, showings, feedback and competing listings are reviewed so the strategy can be adjusted with purpose instead of simply waiting.
Manage the transaction
Once an offer is accepted, I coordinate the buyer, title company and real estate documentation while working through the lender process when approval is required.
Exposure with intention
Listing a home is not the same as actively marketing it.
Put it online and wait.
- Sign
- MLS
- Portals
- Wait
Build and manage a strategy.
- Analyze
- Position
- Present
- Launch
- Advertise
- Agent outreach
- Buyer exposure
- Monitor
- Adjust
Documented marketing proof
Exposure that can be seen and measured.
My real estate marketing content and property campaigns have generated more than one million documented online views. That reach is paired with hands-on strategy—not used as a substitute for pricing, presentation, negotiation or follow-through.
- Enhanced listing-search visibility and property promotion
- Social media advertising and original property content
- Retargeting that can place the property back in front of interested consumers
- Agent outreach, showing management and market-response reporting
356,683 viewsOne documented listing example
A foreclosure situation requires both sides
Market the home like a seller. Manage the process like a specialist.
I bring active property marketing together with successful short-sale experience, SFR® training and lender-side real estate experience.
Let’s Review the PropertyThe home-sale process
How I work to get your property sold.
Sign a third-party authorization
This is the first step when mortgage-company communication may be needed. The authorization allows the servicer to speak with me or the appropriate members of the transaction about the loan. It does not guarantee approval or require the lender to postpone foreclosure activity.
Review the property, payoff and deadlines
We review the estimated market value, mortgage balance, liens, condition of the home and every foreclosure or court date you know. This helps determine whether there may be enough equity for a regular sale or whether a short sale may be necessary.
Prepare and market the home
I develop the pricing and marketing strategy, list the property, promote it to buyers and agents, manage showing activity and work to secure the strongest qualified offer the market will support.
Submit the offer and required package
For a short sale, an accepted buyer offer is submitted with the lender's required documents. The homeowner may need to provide financial statements, income records, bank statements, tax returns, a hardship letter and other lender-specific items.
Work through lender review
I help coordinate valuations, document requests, buyer updates, title issues and real estate negotiations while the servicer and any other lienholders review the proposed sale. Complete documents and prompt responses are essential.
Move toward an approved closing
If all required parties approve the terms, I coordinate the real estate transaction through closing. Approval, timing, debt forgiveness and postponement of a foreclosure sale are never guaranteed and must be confirmed in writing by the appropriate party.
Understanding short sales
What is a short sale?
A short sale is a real estate sale in which the mortgage lender agrees to accept less than the full amount owed on the property from the sale proceeds. The lender must review and approve the transaction, and its decision depends on the homeowner's circumstances, the property, the offer and the lender's requirements.
The word short refers to the sale proceeds being short of the mortgage balance—not to a quick timeline. A short sale usually has an extra approval process after a buyer is found. The servicer may order a valuation, request updated documents, review closing costs and negotiate the terms before deciding whether to approve the sale.
The seller still owns the home and accepts the buyer's offer, but the lender controls whether it will accept less than it is owed. Other lienholders may also have to approve. No real estate broker can promise that a short sale will be approved or that foreclosure deadlines will stop while the request is being reviewed.
Respect. Privacy. No judgment.
Financial hardship does not define you.
Job changes, medical expenses, divorce, reduced income, rising payments and unexpected life events can affect any homeowner. Your circumstances will be treated with discretion and compassion. The sooner you reach out, the more time there may be to explore available choices.
Private foreclosure review
Tell us what is happening.
Complete one short section at a time. Your answers and documents are stored securely for Brittny’s review.
Step 1 of 617%Homeowner
Short-sale approval is not guaranteed. Submitting the consultation form does not create an agent-client relationship. Brittny McKay is a real estate broker and does not provide legal, tax, bankruptcy or financial advice. Homeowners should consult qualified professionals regarding those matters and should not disregard notices or deadlines from their lender, court or other authorities.