Home Financing

Choose financing that supports the whole purchase.

The interest rate matters, but so do the required cash, monthly payment, property condition, appraisal requirements and long-term plan.

What to know

Start with the complete financial picture.

A lender should help you compare the programs for which you may qualify. Brittny helps you understand how those options affect the property search and offer strategy.

01

FHA financing

Government-insured mortgages. Ask your lender about down payment, mortgage insurance and property requirements.

02

Conventional financing

Mortgages with requirements that vary by program. Compare total costs and mortgage insurance with your lender.

03

VA financing

VA-backed loans for eligible borrowers. A lender must confirm your eligibility and the property requirements.

04

USDA financing

Programs for eligible buyers and properties in qualifying areas. Income and location requirements apply.

05

Low-down-payment options

Ask which programs fit your circumstances and how a smaller down payment affects your payment and costs.

06

Down payment assistance

State or local assistance may be available. A participating lender must confirm current funding, terms and eligibility.

07

Medical professional programs

Ask a lender whether programs for your profession are available. Eligible occupations and terms vary; approval is not guaranteed.

A helpful reminder

Loan programs, rates, costs and eligibility can change. A licensed lender must confirm the terms available for your specific financial profile and property.

Your next move

Need help determining the right first conversation?

Share your buying goals and Brittny can help you organize the next steps and connect with an appropriate lending resource.

Connect With a Trusted Lender