Conventional financing
A flexible option for many buyers, with down-payment and mortgage-insurance requirements that vary by program and borrower profile.
Home Financing
Choose financing that supports the whole purchase.
The interest rate matters, but so do the required cash, monthly payment, property condition, appraisal requirements and long-term plan.
What to know
Start with the complete financial picture.
A lender should help you compare the programs for which you may qualify. Brittny helps you understand how those options affect the property search and offer strategy.
FHA financing
May offer a lower down-payment path, while adding specific appraisal, condition and mortgage-insurance considerations.
VA financing
Available to eligible service members and veterans, with program benefits and property requirements that should be reviewed with an experienced VA lender.
Rural Development
Eligible buyers and properties may qualify for USDA Rural Development financing. Location and household requirements apply.
Renovation financing
Certain programs can combine acquisition and eligible improvements, but contractor, appraisal and closing timelines require careful coordination.
Investor and commercial financing
Investment strategy, property income, reserves and experience can affect the most suitable financing structure.
A helpful reminder
Loan programs, rates, costs and eligibility can change. A licensed lender must confirm the terms available for your specific financial profile and property.
Your next move
Need help determining the right first conversation?
Share your buying goals and Brittny can help you organize the next steps and connect with an appropriate lending resource.
Contact Brittny